1
C. Bowen CV 1.2016
VITA
Cathy Faulcon Bowen
Professor
The Pennsylvania State University
The Department of Agricultural Economics, Sociology, and Education
008B Ferguson Building
University Park, PA 16802-2601
Telephone: 814-863-7870
FAX: 814-863-4753
E-mail: [email protected]
EDUCATION
The Ohio State University, Ph.D., Home Economics Education, Family Resource Management,
Training and Development, 1988
The Ohio State University, M.S., Home Economics Education, 1979
North Carolina Agricultural and Technical State University, B.S., Home Economics Education
(Graduated summa cum laude), 1977
PROFESSIONAL EXPERIENCE
June 2012 to Professor, Department of Agricultural Economics, Sociology and
Present Education.
The Pennsylvania State University, University Park, PA
85% Extension, 15% Resident Education
July 2010 to Professor, Department of Agricultural and Extension Education,
June 2012 The Pennsylvania State University, University Park, PA
85% Extension, 15% Resident Education
2000-2010 Associate Professor, Department of Agricultural and Extension Education,
The Pennsylvania State University, University Park, PA
100% Extension
1989-2000 Assistant Professor, Department of Agricultural and Extension Education,
The Pennsylvania State University, University Park, PA
100% Extension
1986-1988 Graduate Administrative Associate, Department of Home Economics
Education, The Ohio State University, Columbus, OH
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C. Bowen CV 1.2016
1985-1986 Graduate Research Associate, Department of Home Economics Education,
The Ohio State University, Columbus, OH
1983-1985 Coordinator of Minority Student Services, Mississippi University for
Women, Columbus, MS
1981-1982 Substitute Teacher, Starkville Public Schools, Starkville, MS
1980-1981 Home Economics Teacher, Oktibbeha County Schools, Starkville, MS
1978-1980 Graduate Research Assistant, National Center for Research in Vocational
Education, Columbus, OH
1977-1978 Home Economics Teacher, Bladen County Schools, Elizabethtown, NC
Summer 1976 Extension Intern, North Carolina Agricultural Extension Service, Guilford
County, Greensboro, NC
HONORS AND AWARDS
National Awards
2011 Continued Excellence
National Extension Association of Family and Consumer Sciences
2009 Excellence in Financial Literacy Education Award-Curriculum of the Year for Post
Secondary/Adult Money Management. Institute for Financial Literacy
Penn State Cooperative Extension and the Pennsylvania Office of Financial Education
(For Right on the Money: Talking Dollars and Sense with Parents and Kids.)
2006 Educational Publication Award, 1
st
Place National
National Extension Association of Family and Consumer Sciences
(For Credit Cards and College, Know the Facts)
2004 Distinguished Service Award
National Extension Association of Family and Consumer Sciences
2001 Family Economics and Resource Management Education Award.
Family Economics and Resource Management Division of the American
Association of Family and Consumer Sciences
(For Y2K work—Preparing Pennsylvanians for Household Emergencies)
2000 Gold Medal Award Winning Programs of Excellence. Preparing Pennsylvanians for
Household Emergencies. This was one of 14 extension programs around the U.S.
recognized for excellence in a national satellite videoconference offered by Epsilon
Sigma Phi
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C. Bowen CV 1.2016
2000 National Award Winner, 1st Place Eastern Regional Winner, and 1st Place State--
Educational Publication, (Consumers and the Year 2000 (Y2K) and A Consumer's
Guide for Y2K Planning)
National Extension Association of Family and Consumer Sciences
1999 The Communicator Award of Distinction for role in the "Pennsylvania Y2K Electronic
Town Meeting. The Communicator Awards is a national awards competition founded
by communications professionals to recognize individuals and companies in the
communications field.
1996 Communication Award--Newsletter II Award, 2nd place National, 2nd place Eastern
Region, (Consumer Issues Newsletter)
National Extension Association of Family and Consumer Sciences
1987 American Home Economics Association (AHEA) Fellow
Regional Awards
2006 Dean Don Felker Financial Management Award, Eastern Regional National Extension
Association of Family and Consumer Sciences
(For Credit Cards and College, Know the Facts)
2001 Eastern Region Finalist, Marketing Package Award. Fraud, Scams, and Rip-offs
National Extension Association of Family and Consumer Sciences
2000 Eastern Regional Finalist and 1st Place State Winner
Marketing Package Award, Consumers and the Year 2000 (Y2K)
National Extension Association of Family and Consumer Sciences
1997 Communications Award--Package Program II, 1st Place--Pennsylvania, 1st Place--
Eastern Region (for Ten Ways to Reduce Debt)
National Extension Association of Family and Consumer Sciences
State Awards
2010 Outstanding Professional
Pennsylvania Association of Family and Consumer Sciences
2009 Communications Award for Television/Video, 1
st
Place (CNN appearance)
Pennsylvania Extension Association of Family and Consumer Sciences
2009 Team Recognition Award, Alpha Omicron Chapter of Epsilon Sigma Phi
Janice Stoudnour, Robin Kuleck, Carolyn Wissenbach, Jane Landis, Robert Thee,
and Cathy Bowen. (For Good Financial Decisions for Your Financial Future)
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C. Bowen CV 1.2016
2000 Certificate of Recognition for contributions to "Pa2K," the Commonwealth's Year
2000 Outreach Program, March 2000.
(Charles F. Gerhard, PA Deputy Secretary for Information Technology and James H.
Ryan, Vice President for Outreach and Cooperative Extension
1995 Diversity Achievement Award. The Pennsylvania State University College of
Agricultural Sciences
Local Award
2004 Service Award, Tri-County Habitat for Humanity
Other Recognition
2010 Recognized by the Internal Revenue Service Stakeholder, Partnerships, Education and
2009 Communication (SPEC) (PA-DE Territory) as a best supporting partner for work with
2008 the Volunteer Income Tax Assistance Program at University Park, PA. SPEC is the
Outreach and Education arm of the IRS Wage and Investment Division.
SCHOLARLY PUBLICATONS
Refereed Journal Articles
Bowen, C. F., & Rizk, Daad A. (2015) Libraries and Financial Literacy Programs. Journal of
Business & Finance Librarianship, 20 (1-2). DOI:10.1080/08963568.2015.978722.
Available at: http://dx.doi.org/10.1080/08963568.2015.978722
Mauldin, T., Bowen, C., & Cheang, M. (2013). Perceived Barriers to Savings Among Low to
Moderate Income Households Who Do Not Save Regularly. Journal of Extension.
October 2013// Volume 51 // Number 5 // 5RIB4.
Gutter, M. S., Hayhoe, C. R., DeVaney, S. A., Kim, J. Bowen, C., Cheang, M., Soo Hyun Cho,
S. H., Evans, D. A., Gorham, E., Lown, J., Mauldin, T., Solheim, C., Worth, S. L., and
Dorman, R. (September 2012). Exploring the Relationship of Economic, Sociological, and
Psychological Factors to the Savings Behavior of Low to Moderate-Income Households.
Family and Consumer Sciences Research Journal, 41(1) 86-101.
Bobbitt, E. & Bowen, C., Kuleck, R., Taverno, R. Volunteer Income Tax Assistance Programs
and Taxpayer Actions to Improve Personal Finances. Journal of Extension. August 2012
// Volume 50 // Number 4 // 4RIB9.
Radhakrishna, R. & Bowen, C. F. (2010). Viewing Bennett’s Hierarchy from a Different Lens:
Implications for Extension Program Evaluation. Journal of Extension. December 2010//Volume
48//Number 6//Article 6TOT1.
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C. Bowen CV 1.2016
Faulkner, P. E., Baggett, C. D., Bowen, C. F., & Bowen, B. E. (2009). Attitudes Educational,
and Career Choices of Food and Agricultural Sciences Institute Participants. Journal of
Agricultural Education, 50(1), 45-56.
Bowen, C. F. & Jones, H. M. (2006). Empowering Young Adults to Control Their Financial
Future. Journal of Family and Consumer Sciences, 98(1), 33-39.
Bowen, C. F. & Faison, N. (2002). Using Simple Educational Techniques to Motivate Consumers
to Prepare for Emergencies. Journal of Extension, 40(5) 5 pages.
http://www.joe.org/joe/2002october/rb1.php.
Bowen, C. F. (2002). Financial Knowledge of Teens and Their Parents. Journal of Financial
Counseling and Planning Education, 13(2), 93-101.
Bowen, C. F. (1999). How Consumers Prepared for the Year 2000: Preliminary Findings. The
Forum for Family and Consumer Issues 4(3), http://ncsu.edu/ffci/publications/1999/v4-n3-
1999-winter/how-consumers.php.
Wiley, Z., Bowen, C. & Bowen, B. (1998). Knowledge, Attitude, and Behavior of Minority
Participants in a Summer Pre-College Workshop. North American Colleges and Teachers
of Agriculture Journal, 42(2), 22-26.
Bowen, C. F., Lago, D., & Furry, M. (1997). Money Management in Families: A Review of the
Literature with a Racial, Ethnic, and Limited Income Perspective. Advancing the Consumer
Interests, 9(2), 32-42.
Wiley, Z., Bowen, B., Bowen C. F., & Heinsohn, A. (1997). Attitude Formulation of Ethnic
Minority Students Toward the Food and Agricultural Sciences. Journal of Agricultural
Education, 38(2), 21-29.
Bowen, C. F., Radhakrishna, R., & Keyser, R. (1994). Job Satisfaction and Commitment of 4-H
Agents. Journal of Extension, 32(1), http://www.joe.org/joe/1994june/rb2.php.
Furry, M., Radhakrishna, R., & Bowen, C. F. (1993). How Do You Feel About Teaching Money
Matters? Journal of Extension, 31(3), 39-40.
Bowen, C. F. & Gritzmacher, J. E. (1991). Financial Management Education Needed by
Extension Staff. Journal of Extension, 29(2), 37-38.
Parts of Books
Hunt, Hilary & Bowen, C. F. (2016) The Financial Education Movement in Pennsylvania: Fifteen
Years and Still Going. In Liebowitz, Jay (Editor), Financial Literacy Education: Addressing
Student, Business and Government Needs. (pp.71-87). Boca Raton, FL: CRC Press: Taylor
and Francis Group. (book was released in December 2015)
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C. Bowen CV 1.2016
Bowen, C. F. (2008). African Americans and Money Matters. In J. J. Xiao (Ed.) Handbook of
Consumer Finance Research, New York, NY: Springer. (pp. 287-302).
Bowen, C. F. (2000). Consumer Credit Mathematics. In E. T. Garman & J. J. Xiao (Eds.) The
Mathematics of Personal Finance: Using Calculators and Computer. (2
nd
edition-updated
version of 1997 edition), Cincinnati, OH: Dame Thomson Learning. (pp. 163-179).
Bowen, C. F. (1997). Consumer Credit Mathematics. In E. T. Garman and J. J. Xiao (Eds.) The
Mathematics of Personal Finance: Using Calculators and Computers, Houston, TX: Dame
Publications. (pp. 155-171).
Book Reviews
Bowen, C. F. (2011) Debtor Nation: The History of America in Red Ink by Louis Hyman for the
Journal of Family and Consumer Sciences. 103(2) p. 67
Bowen, C. F. (2000) Smart Money Moves for Kids: The Complete Parent’s Guide by Judith
Briles for the Journal of the Association for Financial Counseling and Planning Education.
11(2) p. 93.
Articles Published in Non-refereed Journals or Non-refereed Sections of Journals
Bowen, C. F. (Spring 2001). Maximize Impact by Blending New and Traditional Educational
Methods. National Extension Association of Family and Consumer Sciences (NEAFCS)
Communiqué, 22.
Bowen, C. F. (2001). Considerations for Those Planning Careers in Academia. Journal of Family
and Consumer Sciences, 93(3), 45-47.
Bowen, C. F. (2001). The Job of the AAFCS Nominating Committee: How the Ballot for
National Office is Developed and How You Can Help. Journal of Family and Consumer
Sciences, 93(2), 10-11.
Bowen, C. F. (2001). Educating Busy Consumers. The Reporter. (The National Extension
Association of Family and Consumer Sciences), 18 & 21.
Bowen, C. F. (1994). Professorial Roles in Supporting Diversity in Teaching, Research, and
University Outreach Programs. The Agricultural Education Magazine, 66(12), 17-18.
Bowen, C. F. & Frederick, R. (1994). Developing Money Management Skills in Youth Through
Agricultural Curricula. The Agricultural Education Magazine, 66(9), 6-7.
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C. Bowen CV 1.2016
Articles Published in Popular Serial Publications
Bowen, C. F. (2015, November 28). Asking Questions: A Key to Making Sound Consumer
Decisions. Lancaster Farming, (p. B-7).
Bowen, C. F. (2015, October 10). Open Enrollment for Healthcare.gov. Lancaster Farming, (p.
B-7).
Bowen, C. F. (2015, April 25). Keeping Tabs on Your Social Security . Lancaster Farming, (p.
B-7).
Bowen, C. F. (2015, January 31). Customer Service: Is it Becoming a Thing of the Past.
Lancaster Farming, (p. B-7).
Bowen, C. F. (2013, September 28). Take Your Time When Buying Health Insurance. Lancaster
Farming, (p. B-7).
Bowen, C. F. (Fall, 2012). Grandparenting: Financial and Consumer Skills. NOW. Harrisburg,
PA.
Bowen, C. F. (2011, October 8). Back to Basics: Preparing the Next Generation with Life
Skills. Lancaster Farming, (p. ‘B-7).
Mincemoyer, C. and Bowen, C. Reading Aloud to Children fun avenue for teaching financial
literacy. October 2012. School-Age Notes, p.3 and 7.
Bowen, C. F. (Spring, 2012). The Cost of Procrastination. NOW. Harrisburg, PA
Bowen, C. F. (Summer/Spring 2011). Taxes—Hindsight . NOW, Harrisburg, PA.
Bowen, C. F. (Fall/Winter 2010). Paying for College. NOW, Harrisburg, PA.
Bowen, C. F. (Fall/Winter 2009). Are There Leaks in Your Financial Boat. NOW, p. 6
Harrisburg, PA.
Bowen, C. F. (Fall/Winter 2008). Boomers Need Plan for Their Retirement. NOW, p. 6.
Harrisburg, PA.
Bowen, C. F. (Summer/Spring 2009). Financial Strategies to Weather Any Storm. NOW, p. 6
Harrisburg, PA.
Bowen, C. F. (2009, May 16). Putting Knowledge into Action. Lancaster Farming, 54(31).
Bowen, C. F. (2009, April 18). Taxes: Understand the Basics. Lancaster Farming, 54(27).
Bowen, C. F. (2008, December 27). Money: The Fading Forbidden Topic. Lancaster Farming,
54(11).
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C. Bowen CV 1.2016
Bowen, C. F. (2008, September 13). Protect Your Social Security Number. Lancaster Farming,
53(48).
Bowen, C. F. (2006, January 14). Minimum Monthly Credit Card Payments Increase. Lancaster
Farming, 51(12).
Bowen, C. F. (2005, September 10). Free Credit Reports. Lancaster Farming, 50(46)
Bowen, C. F. (2005, April 9). Financial Education Leads to Financial Security. Lancaster
Farming, 50(24).
Bowen, C. F. (2004, September 25). Check 21 and Your Checking Account. Lancaster Farming,
49(48).
Bowen, C. F. (2004, March 20). The Impact of Financial Indecisions After Death. Lancaster
Farming, 49(21).
Articles Published in In-House Publications
Bowen, C. F. (November 2013) Health Insurance and Personal Finances. Mindful Money. Center
for Financial and Consumer Outreach. The Pennsylvania State University-Behrend. Erie,
PA. (e-newsletter)
Bowen, C. (May 2012) Building a Base for Complex Financial Concepts. Mindful Money.
Center for Financial and Consumer Outreach. The Pennsylvania State University-Behrend.
Erie, PA. (e-newsletter)
Bowen, C. F. (2003). Young Children and Money. Toddler Topics 1. The Pennsylvania State
University, University Park, PA. pp. 1&3.
Bowen, C. F. (2001). Reducing the Chore of Shopping for Food. Mission Nutrition News. Issue
2. Department of Food Science. The Pennsylvania State University, University Park, PA. 1
page. Available at: nutrlinks.cas.psu.edu/pdf/mission_nutr_spring_2001_2.pdf.
Bowen, C. F. (2001). Tweens and Stored Valued Cards. Tween Topics. The Pennsylvania State
University, University Park, PA. 1 page. Available at:
http://pike.extension.psu.edu/Family/TweenTopics/2001/responsibility.htm#value.
Bowen, C. F. (February, 1999). Keeping Debt Under Control. (PA) Extension Outreach Efforts
for Resource-Stressed Families. 5 pages. Available at:
extension.psu.edu/workforce/Newsletters/Feb1999News.pdf.
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C. Bowen CV 1.2016
Bowen, C. F. (1996, issue 5). Using Daily Events to Foster Money Management Skills in
Preschoolers. Toddler Topics : A Learn at Home Program for Parents of Preschoolers
(Central Region edition).
Bowen, C. F. (1996, issue 2). Preparing Toddlers to Become Responsible Money Manager.
Toddler Topics: A Learn at Home Program for Parents of Preschoolers (Central Region
edition).
Bowen, C. F. (Winter, 1991). Teaching Your Toddler to Recycle at Home. Toddler Topics 5: A
Learn at Home Program for Parents of Preschoolers (Northeast edition), 2.
Bowen, C. F. (Winter, 1991). Conserving Our Natural Resources. Toddler Topics 4: A Learn at
Home Program for Parents of Preschoolers (Northeast edition), 2.
Bowen, C. F. (Winter 1991). Where Does Your Garbage Go--A Landfill. Toddler Topics 2: A Learn
at Home Program for Parents of Preschoolers (Northeast edition), 2.
Bowen, C. F. (1991). A Rotating Square of Hazardous Products. North East Family Resource
Management Newsletter, 1, 2-3.
Bowen, C. F. (1991). A Trashy Exhibit. North East Family Resource Management Newsletter, 1, 2.
Bowen, C. F. (1990). Integrate the Environment into Your Curriculum. Interface, 7 (1), 1 and 4.
Cooperative Extension Bulletins and Circulars
Instructional Curriculum Guides
Mincemoyer, C., Bowen, C. F., Furry, M., Marvin, Maria L., & Weirauch, D. (2009).
Reading Makes Cents: Learning About Money Concepts through Children’s Literature
National 4-H Supply Service. (pp.194).
Bowen, C. F., Petersen, N., Chase, H., Hunt, H., Leach, P., Tyler, H. & Wallace, N. (2008).
Right on the Money: Talking Dollars and Sense with Parents and Kids. UI391. The
Pennsylvania State University. (pp. 262).
Bowen, C. F., Furry, M., Continenza, D. Kuleck, R. Radhakrishna, R. B., Stoudnour, R. Thee,
R. (2006). Build a Strong Financial Foundation.
Bowen, C. F., (2005). Four Steps to a Secure Financial Future. A packaged instructional
guide for teaching bankruptcy filers the required personal finance topics before debts are
discharged. Includes original work and preprinted materials. (pp. 86).
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C. Bowen CV 1.2016
Bowen, C. F. (1997). Ten Ways to Reduce Debt, An instructional guidebook for use in
presenting local programs on consumer credit. University Park, PA: The Pennsylvania
State University. (39 pp.).
Bowen, C. F., Tomascik, C. Olson, D. Bryant, D. (2003 rev. 1994), Kids and Kash Leader’s
Guide (55 pp.) and four (8) page booklets. Consumer education project materials for
youth.
Bowen, C. F. & Scholl, J. (1992). At Your Disposal Leaders Guide. A booklet designed to be
used with the Ohio developed 4-H project by the same title. The project and guide focus
on recycling and reuse efforts. Pre and post evaluation forms were also developed to help
assess project user’s knowledge and behavior change. University Park, PA: The
Pennsylvania State University. (19 pp.).
Bowen, C. F. (1993). Children and Money. A seven lesson program designed to help parents
think about ways to develop money management skills in children through routine
activities that occur in most households. University Park, PA: The Pennsylvania State
University. (14 pp.).
Bowen, C. F. (1993). Prevent Water Contamination by Managing Hazardous Products Safely.
Condensed teacher's guide that highlights hazardous product use around the home and safe
use and disposal of these products to prevent water contamination. The key components
needed by an agent or volunteer leader to present an informational program to an audience
are provided. University Park, PA. The Pennsylvania State University. (8 pp.).
Bowen, C. F. (1990). Stashing Your Trash...Where Does Your Garbage Go? Comprehensive
instructional guidebook designed for use in personalizing local programs on the
management of non-hazardous household waste (i.e., waste reduction, recycling and
reuse). University Park, PA: The Pennsylvania State University. The guidebook contains
five sections (102 pp.).
Bowen, C. F. (1991, Rev. 1992). Hazardous Products in the Home. A three section
instructional guidebook for use in presenting local programs on hazardous products in the
home. University Park, PA: The Pennsylvania State University. (76 pp.).
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C. Bowen CV 1.2016
Fact Sheets and Bulletins
Author
Year
Title
Catalog No.
Bowen, C. F.
2009 rev.
1995 rev.
1993 rev.
1990
Alternative Household Cleaning Solutions (2 pp.)
UI289
Bowen, C. F.
2009 rev.
2000
Bouncing Back: Paying Creditors and Maintaining
Your Financial Reputation (4 pp.)
UI344
Ferry, N./wrote
Bowen, C.
/rev.
2009 rev.
2000
Bouncing Back: Making Sense of My Losses
(4 pp.)
UI340
Weidner, K.
Bowen, C. F.
Jacobson, M.
Pifer, R.
2009
Natural Gas Exploration: A Landowners Guide to
Financial Management (16 pp.)
UI394
Bowen, C. F.
Douglass, M.
Kuleck, R.
2009
Marcellus Education Fact Sheet: Considerations
When Hiring Financial Professionals (4 pp.)
(Bowen drafted the copy. Kuleck and Douglass
provided substantial comments to final copy.)
UA452
Richlin, J.
Bowen, C. F.
2009
Marcellus Education Fact Sheet: Gas Leasing
Scams and Rip-Offs: Ways to Separate You from
Your Money (4 pp.) (Richlin created the first draft.
Bowen provided comments to refine for final copy.)
UA453
Bowen, C. F.
2008
Cutting Credit Costs: Annual Percentage Rates,
Annual Percentage Yields, and Finance Charges (2
pp.)
UI392
Bowen, C. F.
2008 rev.
2002
Financial Security in Life: Now and Later: Pay
Yourself First (2 pp.)
UI365
Bowen, C. F.
2008 rev.
2004 rev.
1997
Cutting Credit Costs: Know Your Credit Rights
(2 pp.)
UI328
Bowen, C. F.
2008rev.
2002 rev.
1997
Cutting Credit Costs: Pay Early in the Billing Cycle
(2 pp.)
UI325
Bowen, C. F.
2008
Financial Security in Life: Now and Later:
Thwarting Identity Theft (4 pp.)
UI385
12
C. Bowen CV 1.2016
Author
Year
Title
Catalog No.
Bowen, C. F.
2007
Cutting Credit Costs: Free Credit Reports. It’s a
Matter of FACTA (4 pp.)
UI384
Bowen, C. F.
2007 rev.
2005
Credit Cards and College: Know the Facts. A
brochure created in cooperation with
representatives from The Penn State Alumni
Association, Penn State Bookstores, Penn State
Student Affairs, and the Office of Assistant Vice
President for Finance and Business. The initial
printing was 37,000 copies. They were distributed
in Penn State Bookstores at the University Park
campus, the 20 Commonwealth campuses, the
Hershey Medical Center, and Dickinson School of
Law (Carlisle). In addition, this brochure was
included in the fall orientation packet for
University Park freshmen and parents from 2005
to 2008. (6 panels)
UI382
Bowen, C. F.
& Bryant, D.
2007 rev.
2001
Cutting Credit Costs: Pay More Than the
Minimum. (2 pp.)
UI363
Bowen, C. F.
2005
Preparing for Emergencies: A Consumer’s Guide
(5 pp.). Reworked version of the Consumer’s and
the Year 2000 (Y2K) which had a distribution of
122,000 copies and over 1 million copies of
another version reprinted by PA Government
Agencies in a collaborative effort known as
PA2K-Pennsylvanians Working Together.
UI361
Bowen, C. F.
2005 rev.
1999
Cutting Credit Costs: Understand Grace Periods
(2 pp.)
UI327
Bowen, C. F.
2002 rev.
1997
Cutting Credit Costs: Live Within Your Means
(2 pp.)
UI323
Bowen, C. F.
& Furry, M.
2002 rev
1994
Home Maintenance: Keeping Homes Safe and
Families Healthy: Cleaning the Bathroom. (2 pp.)
UI306
(X10013
Spanish-
2009)
Bowen, C. F.
& Furry, M.
2002 rev
1994
Home Maintenance: Keeping Homes Safe and
Families Healthy: Cleaning the Refrigerator
(2 pp.)
UI302
(X10012
Spanish-
2009)
Ferry, N.,
Furry, M. &
Bowen, C.F.
2000
Bouncing Back When Your Income Drops:
Overview (4 pp.) Bowen reviewed and edited final
copy written by Ferry.
UI339
Bowen, C. F.
2000 rev.
1994
Tip-offs to Rip-offs (2 pp.)
UI348
13
C. Bowen CV 1.2016
Author
Year
Title
Catalog No.
Bowen, C. F.
1999
Consumers and the Year 2000 (Y2K) (5 pp.)
---
Bowen, C. F.
1995
Managing Resources: Debugging Your Home
(4 pp.)
UI319
(UI321-
Spanish)
Bowen, C. F.
& Sharpe, W.
1999
How to Store Water for Drinking or Cooking
(2 pp.)
UI338
Bowen, C. F.
& Escott, R.
1998
My Monthly Spending Plan: A Guide to Help You
Manage Money (4 pp.) (Bowen and Escott shared
equally in developing this publication.)
UI332
Bowen, C. F.&
Furry, M.
1995*
Rent-to-Own Shopping (4 pp.) (Bowen drafted
fact sheet and Furry provided input on final copy.)
UI317
Bowen, C. F.&
Furry, M.
1994*
Managing Resources-Cleaning Your Gas Stove:
Keeping Homes Safe and Families Healthy
1
(4 pp.)
UI303
(UI310-
Spanish)
Bowen, C. F.&
Furry, M.
1994*
Managing Resources-Cleaning Your Electric
Stove: Keeping Homes Safe and Families
Healthy
1
(4 pp.)
UI304
(UI310-
Spanish)
Bowen, C. F.&
Furry, M.
1994*
Home Maintenance-Cleaning Dishes: Keeping
Homes Safe and Families Healthy
1
(4 pp.)
X10011-2009
(UI311-
Spanish)
Bowen, C. F.
1992*
Household Hazardous Products and Hazardous
Waste: A Summary for Consumers. (24 pp.)
UI299
Bowen, C. F.
1991*
Plastic Coding (1 pp.)
----
Bowen, C. F.
1991*
Hazardous Products: Paint (2 pp.)
X10008
(2008)
Bowen, C. F.
1991*
Hazardous Products: Household Cleaners (2 pp.)
X10006-2008
(UI293-
Spanish)
Bowen, C. F.
1991*
Hazardous Products: Car Care Items (2 pp.)
X10007-2009
(UI292-
Spanish)
Bowen, C. F.
1991*
What is Household Hazardous Waste? (2 pp.)
X10005-2008
(UI294-
Spanish)
Bowen, C. F.
1990*
Household Hazardous Waste (2 pp.)
----
14
C. Bowen CV 1.2016
Funded Projects, Grants, and Contracts
Date
Title/Sponsor/Role
Amount
2015
PA Department of Education Economic Education/Personal Finance
Education. PA Department of Education C. F. Bowen, Principal
Investigator
$85,000
2014
PA Department of Education Economic Education/Personal Finance
Education. PA Department of Education C. F. Bowen, Principal
Investigator
$85,000
2013
USDA/NIFA/CMS MEACA—Extension Outreach on the Marketplace
Exchanges of the Affordable Care Act. C. F. Bowen, Principal
Investigator
$90,000
2013
PA Department of Education Economic Education/Personal Finance
Education. PA Department of Education C. F. Bowen, Principal
Investigator
$75,000
2012
PA Department of Education Economic Education/Personal Finance
Education. PA Department of Education C. F. Bowen, Principal
Investigator
$75,000
2012
PA Department of Education Economic Education/Personal Finance
Education, PA Department of Education C. F. Bowen, Principal
Investigator
$30,000
2010
Smart Investing at Your Library®. American Library Association and
Financial Industry Regulatory Agency (FINRA) Investor Education (in
conjunction with the York County Library System, Penn State
Extension, and the PA Office of Financial Education) to present Right
on the Money: Talking Dollars and Sense with Parents and Kids.
$43,505
2008
Implementing Right on the Money: Talking Dollars and Sense with
Parents and Kids. College of Agricultural Sciences Children Youth and
Families Program Leader’s Mini Grant for Family Financial Education.
J. Stoudnour, R. Kuleck, C. Wissenbach, J. Landis, R. Thee, A. Bressler
and C. F. Bowen, Co-Investigators.
$4,300
2008
Good Financial Decisions for Your Financial Future. College of
Agricultural Sciences Children Youth and Families Program Leader’s
Mini Grant for Family Financial Education. J. Stoudnour, R. Kuleck, C.
Wissenbach, J. Landis, R. Thee and C. F. Bowen, Co- Investigators.
$4,475
2008
Economic Impact and Teachable Moments Created through Volunteer
Income Tax Assistance: Helping Rural Working Families Maximize Tax
Benefits and Improve Financial Skills. College of Agricultural Sciences Seed
Grant Program. C. F. Bowen, (Principal Investigator) R. Kuleck, and R.
Taverno.
$8, 675
2007
Converting Four Steps to a Secure Financial Future On-Line. College of
Agricultural Sciences Children Youth and Families Program Leader’s
Mini Grant. C. F. Bowen, Principal Investigator.
$2,100
2007
Efficiency of Self-Rationing and Implications for Young Families,
Financial Well-Being. A. Sharma, D. Cranage, J. Findeis, C. F. Bowen
(provided support), and F. Alfnes.
$18,070
15
C. Bowen CV 1.2016
Date
Title/Sponsor/Role
Amount
2006
4-H Afterschool Financial Literacy Curriculum. National 4-H
Headquarters, United States Department of Agriculture/Cooperative
States Research Education and Extension Service (USDA/CSREES). C.
Mincemoyer, C. F. Bowen, and M. Furry (Co-Investigators).
$20,961
2005
Fostering Family Financial Education. The Heinz Endowments.
Pittsburgh, PA. C. F. Bowen, Principal Investigator.
$100,000
2004
Pennsylvania Saves. College of Agricultural Sciences Seed Grant, The
Pennsylvania State University. C. F. Bowen, R. B. Radhakrishna, and M.
Furry, Co-Investigators.
$14,900
2002
Credit Cards and African American College Students. The Office of
Educational Equity, The Pennsylvania State University. C. F. Bowen,
Principal Investigator.
$4,364
2002
Financial Security Now and Later: Credit Card Education. The Outreach
Partnership Fund, The Pennsylvania State University.
C. F. Bowen, Principal Investigator.
$3,938
2002
Enhancing Consumer and Financial Skills for New Professionals.
Department of Agricultural and Extension Education Instructional Mini
Grant. C. F. Bowen, Principal Investigator.
$,2000
2002
Travel Grant for the International Household and Family Research
Conference—Helsinki, Finland. The Office of International Programs.
College of Agricultural Sciences. C. F. Bowen.
$890
2000
Consumer Loan Closings: What You Should Know Before Signing
the Dotted Line. Penn State Cooperative Extension Program Priority
Initiative Grants. C. F. Bowen and William Gardner, Co-Investigators.
$200
2000
Everyday Management Tips for Busy Consumers. Penn State Cooperative
Extension Program Priority Initiative Grants. C. F. Bowen and William
Gardner, Co-Investigators.
$1,600
1995
Consumer Credit Management Practices of Northeastern Residents.
Northeast Regional Center for Rural Development. C. F. Bowen,
Principal Investigator, Geri Mason--Maryland, Mary Ann Paynter--
Delaware, and Leif Jensen --Pennsylvania (Co-Investigators).
$21,251
Summer
1994
1995
1996
1997
Food and Agricultural Sciences Summer Workshop/Institute. Penn State
University--Equal Opportunity Planning Committee. Blannie Bowen and
C. F. Bowen, co-directors of this week long workshop designed to
acquaint academically talented ethnic minority high school sophomores
and juniors with the food and agricultural sciences and to encourage them
to take appropriate science courses in high school.
$5,557
$7,888
$5,751
$5,229
1991
Comprehensive Staff Development Program for Training of Water
Quality Funding Program. USDA--Extension Service.
C. F. Bowen, Principal Investigator.
$7,565
1990
Educational Materials and Training for Water Quality Issues Facing
Pennsylvania Farmers and Citizens, USDA Extension Service, C. F.
Bowen, Principal Investigator.
$4,500
16
C. Bowen CV 1.2016
Papers Presented at Professional Meetings
Refereed Presentations
Bowen, C., Elkin, K. Lansford, B. (2012) Community Service and Service Learning Among
Accounting and Law Students. Academy of Financial Services. 26
th
Annual Meeting.
San Antonia, TX.
Bowen, C. F. & Chase, H. (2010, June). Right on the Money: Talking Dollars and Sense with
Parents and Kids. American Association of Family and Consumer Sciences, Cleveland,
OH.
Bowen, C. F. (2010, May) Youth and Money: Practical Strategies to Teach a Wired
Generation. 2010 Personal Finance Seminar for Professionals. University of Maryland.
Annapolis, MD.
Chase, H. & Bowen, C. F. (2009, October). Right on the Money: Talking Dollars and Sense
with Parents and Kids. The Institute for Financial Literacy’s Annual Conference on
Financial Education, Philadelphia, PA.
Faulkner, P. E., Baggett, C., Bowen, C. F., & Bowen, B. E. (2009, September). Attitudes and
Educational Career Choices of Food and Agricultural Sciences Institute Participants.
Association for Career and Technical Education Region II Conference, Savannah, GA.
Mincemoyer, C. & Bowen, C. F. (2008, September). Reading Makes Cent. Galaxy III
Conference. Indianapolis, IN. This was also a poster presented at the conference.
Bowen, C. F., Four Steps to a Secure Financial Future: An Approach to Bankruptcy Education.
(2008, February/March). Eastern Family Economics and Resource Management Association.
Savannah, GA.
Cox, F., Bowen, B., & Bowen, C. F. (2001, July). Attitude Formulation of Food and
Agricultural Sciences Institute Participants: A Longitudinal Assessment. 55
th
Annual
American Association for Agricultural Education (AAAE) Eastern Region Research
Conference, Baltimore, MD.
Bowen, C. F. & Corbin, M. (2000, June). Reaching Out Electronically, Preparing
Households for Emergencies. American Association of Family and Consumer Sciences,
Chicago, IL.
Publications in Refereed Conference Proceedings
Bowen, C., Elkin, K. Lansford, B. (2012) Community Service and Service Learning Among
Accounting and Law Students. Proceedings of the Academy of Financial Services. 26
th
Annual Meeting. San Antonia, TX.
17
C. Bowen CV 1.2016
Bowen, C. F., Chase, H. C. & Hunt, H. (2008). Right on the Money: Talking Dollars and
Sense with Parents and Kids. Proceedings of the Association for Financial Counseling
and Planning Education. Editors Leech, I. & Fisher, P. Garden Grove, CA, 35.
Bowen, C. F., (2002). Fraud, Scams and Rip-offs: Schemes to Separate You from Your
Money. Abstract of a poster presentation. Consumers and Families as Market Actors.
International Household and Family Research Conference. Helsinki, Finland, 110.
Bowen, C. F. (2002). Household Emergency Preparation and Teachable Moments. Abstract
of a poster presentation in Consumers and Families as Market Actors. International
Household and Family Research Conference. Helsinki, Finland, 52.
Wiley, Z. Z., Bowen, C. F. & Bowen, B. E. (1995). Influence of a Summer Workshop on
Minority Student Knowledge of and Attitude Toward the Food and Agricultural Sciences,
Proceedings of the 49th Eastern Region Agricultural Education Research Conference, 49,
46-53.
Furry, M. M., Radhakrishna, R. B. & Bowen, C. F. (1993). Financial Planning and
Management Educational Needs as Perceived by Extension Agents, Proceedings of the
47th Eastern Region Agricultural Education Research Conference, 47, 84-92.
Keyser, R. B. & Bowen, C. F. (1992). Relationships Between Personal, Family, and
Extension Position Characteristics and Job Satisfaction of 4-H Educators. Proceedings of
the 19th Annual National Agricultural Education Research Meeting, 19, 364-371.
Keyser, R. B., Bowen, C. F., & Radhakrishna, R. B. (1991). Relationships Between Personal,
Family, and Extension Position Characteristics and Self-Perceived Effectiveness of
Professional Extension 4-H Educators. In L. Arrington, (Ed.), Proceedings of the 18th
National Agricultural Education Research Meeting, 18, 105-112.
Bowen, C. F., Keyser, R. B., & Radhakrishna, R. B. (1991). Family Factors Affecting the
Commitment of 4-H Professionals: A National Study. Proceedings of the 45th Annual
Conference of the National Association of Extension 4-H Agents, 38.
Bowen, C. F., Keyser, R. B. & Radhakrishna, R. B. (1991). Family Related Factors and the
Commitment of 4-H Professionals to Cooperative Extension. Proceedings of the 45th
Eastern Region Agricultural Education Research Conference, 45, 67-74.
Bowen, C. F. , Keyser, R. B., & Radhakrishna, R. B. (1991). Family Related Factors and the
Commitment of 4-H Professionals to Cooperative Extension. Summary of Research in
Extension 1990-91. Compiled by Jasper S. Lee, Department of Agricultural and Extension
Education, Mississippi State University, 148.
Keyser, R. B., Bowen, C. F., & Radhakrishna, R. B. (1991). Influences of Personal and
Family Characteristics on Effectiveness of 4-H Extension Personnel. Proceedings of the
45th Annual Conference of the National Association of Extension 4-H Agents, 79.
18
C. Bowen CV 1.2016
Keyser, R. B., Bowen, C. F., & Radhakrishna, R. B. (1991). Influences of Personal, Family
and Extension Position Characteristics on Self-Perceived Use of Behaviors Associated
with Effectiveness of 4-H Extension Personnel, Summary of Research in Extension 1990-
91. Compiled by Jasper S. Lee, Department of Agricultural and Extension Education,
Mississippi State University, 150.
Bowen, C. F. (1990). Financial Management Training Needs of Extension Home Economists.
Ph.D. dissertation, 1988, The Ohio State University, Columbus, OH. Summary of
Research in Extension Education. Compiled by Jasper S. Lee and Ruby D. Rankin,
Department of Agricultural and Extension Education, Mississippi State University, 112.
Bowen, C. F. (1990). Household Hazardous Waste and Water. University Park, PA: College
of Agriculture, Penn State University, PENpages (MAPP--The Family and Economic
Well-Being National Electronic Database, J. Van Horn, ed.): 085071568: Research Brief,
3 pp.
Bowen, C. F. & Gritzmacher, J. E. (1989). Financial Management Educational Needs of
Extension Home Economists. Proceedings for the Symposium on Research in Extension
Education, 10 pages, Columbus, OH.
Non-Refereed Presentations
Bowen, C. F. (2006, June). What Works: Time Tested Techniques for Teaching Youth
Financial Skills and Concepts. Research to Practice Roundtable Presentation. American
Association of Family and Consumer Sciences Annual Conference. Charlotte, NC.
Bowen, C. F. (2005, April). Enabling Youth to Become Responsible Credit Card Users.
Pennsylvania Association of Family and Consumer Sciences Annual Meeting. Lancaster,
PA.
Bowen, C. F. (2004, October). Financial Attitudes, Behaviors, and Knowledge of College
Students. National Extension Association of Family and Consumer Sciences, Nashville,
TN.
Bowen, C. F. (2004, April). Financial Literacy: Then, Now, and the Future. 81
st
Annual
Meeting of the Pennsylvania Association of Family and Consumer Sciences, Pittsburgh,
PA.
Bowen, C. F. (2002, April). Career Planning. 79
th
Annual Meeting of the Pennsylvania
Association of Family and Consumer Sciences, Harrisburg, PA.
Bowen, C. F. & Siegel, S. (2002, April). Identity Theft. 79
th
Annual Meeting of the Pennsylvania
Association of Family and Consumer Sciences, Harrisburg, PA.
19
C. Bowen CV 1.2016
Bowen, C. F. (2001, July). Consumers and the Year 2000. Paper presented at the annual
meeting of American Association of Family and Consumer Sciences, Providence, RI.
Bowen, C. F. (2000, October). Maximize Impact by Blending New and Traditional Educational
Methods. National Extension Association of Family and Consumer Sciences, Baltimore, MD.
Bowen, C. F. (2000, February). Reaching Consumers with Emergency Preparation
Information: Pennsylvania’s Approach to the Year 2000. Pathways to Engagement
Outreach Conference. University Park, PA.
Bowen, C. F. (1998, May). Money Management, Racial, Ethnic, and Limited Income
Perspectives. Seminar for Financial and Housing Professionals, Columbia, MD.
Bowen, C. F. & Wright, P. W. (1997, October), Money, Money, Money---Teens and
Consumer Skills. the Galaxy Summit for Extension Professionals, Cincinnati, OH.
Bowen, C. F. (1997, June). Money Matters and African American Professionals and
Nonprofessionals, American Association of Family and Consumer Sciences, Washington,
DC.
Bowen, C. F. (1996, June). Breaking the Research Barrier. National Coalition for Black
Development in Home Economics Leadership Conference, Nashville, TN.
Wiley, Z. Z., Bowen, B. E. & Bowen, C. F. (1995, Sept/October). An Innovative Approach to
Enhancing Minority Enrollment in the Food and Agricultural Sciences. The National
Minorities in Forestry (MINFORS4) Conference, University of Missouri, Columbia, MO.
Bowen, C. F., (1994, April). Financial Information Programs for Teens and Adults,
Pennsylvania Association of Family and Consumer Sciences, Hidden Valley, PA.
Bowen, C. F. (1994, March). Accessing Resources to Develop and Deliver Consumer
Education Program: High Tech, Low Tech, and High Impact. American Council on
Consumer Interests Annual Conference, Minneapolis, MN.
Bowen, C. F. (1992, June). Fellowships, Scholarships and Travel Opportunities for
Minorities in Home Economics. American Home Economics Association Annual Meeting,
Denver, CO.
Bowen, C. F. (1992, March). Educating and Motivating Consumers to Manage Household
Waste. American Council on Consumer Interests Annual Conference, Toronto, Ontario,
Canada. Also in Proceedings of the 38th Annual Conference of the American Council on
Consumer Interests (pp. 235-236).
20
C. Bowen CV 1.2016
Refereed Posters
Bowen, C. F. and Osmane, S. (November, 2013). Consumer’s Health Insurance Literacy vs.
Overall Financial Literacy. Association for Financial Counseling and Planning
Education, Greenville, SC.
Welsh, M. L. & Bowen, C. F. (2010, June). Financial Practices of Participants after Bankruptcy:
Four Steps to a Secure Financial Future. American Association of Family and Consumer
Sciences, Cleveland, OH.
Faulkner, P. E., Baggett, C. D., Bowen, C. F., & Bowen, B. E. (2009, January). Attitudes,
Educational, and Career Choices of Food and Agricultural Sciences Institute Participants.
Poster presented at the Hawaii International Conference on Education. Honolulu, HI.
Mincemoyer, C. & Bowen, C. F. (2008, September). Reading Makes Cents. Poster presented at
the Galaxy III Conference. Indianapolis, IN.
Bowen, C. F., Radhakrishna, R.B. & Furry, M., (2008, February/March). Effectiveness of a
Four Week Program on Financial Knowledge Practices. Poster presented at the Eastern
Family Economics and Resource Management Association, Savannah, GA. Also in the
Conference Proceedings of The Eastern Family Economics Resource Management
Association.
Bowen, C. F., Furry, M. & Radhakrishna, R.B. (2007, November). Impact of a Financial
Program on Knowledge and Practices of Adult Participants. Poster presented at The
American Evaluation Association, Baltimore, MD.
Bowen, C. & Wallace S. (2004, February). Credit Card Knowledge, Attitudes about Money,
and Selected Financial Behaviors Among Students of Color. Poster presented at The
Eastern Family Economics and Resource Management Association, Tampa FL. Also in
the Conference Proceedings of the Eastern Family Economics Resource Management
Association. 18.
Bowen, C. F., & Faison, N. (2001, November). The Effectiveness of a Printed Booklet and
Workshops on Teaching Emergency Preparedness. Poster presented at the annual meeting of
the American Evaluation Association. St. Louis, MO.
Bowen, C. F., (2000, February). Consumer Preparations for the Year 2000 and Other
Emergencies. Poster presented at the Eastern Family Economics Resource Management
Association. Also in the Proceedings of the Eastern Family Economics Resource
Management Association, Champaign-Urbana, IL.
Bowen, C. F. (1999, September). Preparing Consumers for Emergencies: Pennsylvania’s
Approach to Y2K. Poster presented at the Northeast Regional Meeting of the American
Association of Family and Consumer Sciences, Stamford, CT.
21
C. Bowen CV 1.2016
Bowen, C. F. (1996, March). Informal Money Management Education: Perceptions of Teens
and Parents. Poster presented at the 42nd Annual Conference of the American Council on
Consumer Interest. Abstract appeared in the bound proceedings. Nashville, TN.
Bowen, C. F. (1995, November). Teen and Parent Perceptions of Informal Money
Management Education. Poster presented at the annual conference of The Association of
Financial Counseling and Planning Association, New Orleans, LA.
Wiley, Z. Z., Bowen, B. E., & Bowen, C. F. (1995, June). Influence of a Food and
Agricultural Sciences Workshop on Academically Talented High School Minority Students
from Pennsylvania. Poster presented at the National Association of Colleges and Teachers
of Agriculture Conference, The Pennsylvania State University. June, 1995. University
Park, PA.
Wiley, Z. Z., Bowen, B. E., & Bowen, C. F. (1995, May). Minority Student Knowledge and
Attitude Toward the Food and Agricultural Sciences. Poster presented at The Seventh
Annual National Black Graduate Student Conference, University of Florida, Gainesville,
FL. (Poster awarded top prize in the competition).
Wiley, Z. Z., Bowen, C. F., & Bowen, B. E. (1995, March/April). Influence of a Summer
Workshop on Minority Student Knowledge of and Attitude Toward the Food and
Agricultural Sciences. Poster presented at the 9th Annual Minorities in Agriculture,
Natural Resources, and Related Sciences Conference, Michigan State University. (Poster
awarded top prize in the competition).
Bowen, C. F., & Kubek, P. (1990, June). Consumers' Knowledge of Recommended Disposal
of Household Products Containing Hazardous Chemicals. Poster presented at the
American Home Economics Association Annual Meeting. Also In C. Peck, (Ed.) 1990
Abstracts of Research Presentation of the American Home Economics Association (p. 28).
Bloomingdale, IL: Meridian Education Corporation.
Bowen, C. F., & Gritzmacher, J. E. (1989, June). Financial Management Training Needs of
Extension Home Economists. Poster presented at the American Home Economics
Association Annual Meeting. Also In C. Peck, (Ed.) 1989 Abstracts of Research
Presentations of the American Home Economics Association (p. 9). Bloomingdale, IL:
Meridian Education Corporation.
Bowen, C. F. & Gritzmacher, J. E. (1989). Money Management Educational Needs of
Extension Home Economists, 1 page. In The Proceedings for the Symposium on Research
in Extension Education, Columbus, OH.
22
C. Bowen CV 1.2016
Non Refereed Posters
Messersmith, D., Murphy, T., Loveland, C. , Jacobson, M. Bowen, C. Madden, M. & Kowalski,
J. (2010, November). Marcellus Shale Wealth Management Education Program. Poster
presented at the Extension Annual Conference, Altoona, PA.
Bowen, C. F., Kuleck, R., & Taverno, R. (2008, October). VITA: Teachable Moments,
Underserved Audience, and Economic Impact. Poster presented at the Extension Annual
Conference, Seven Springs, PA.
Bowen, C., Alcorn, N., Bressler, A., Hassen, J., Landis, J., Kuleck, R., Stoudnour, J., Thee,
R., & Wissenbach, C. (2008, October). Right on the Money: Talking Dollars and Sense
with Parents and Kids. Poster presented at the Extension Annual Conference, Seven
Springs, PA.
Bowen, C. F. & Kuleck, R. (2007, March). Bankruptcy Education: PSU Cooperative
Extension Responds. Extension In-Service Week. The Penn Stater Conference Center,
University Park, PA.
Bowen, C. F. (2002, May). Credit Cards Must Knows. Penn State University Health and
Human Development Alumni Conference. University Park, PA.
Wiley, Z. Z., Bowen, B. E., & Bowen, C. F. (1995). Introducing Academically Talented
Ethnic Minority High School Students to the Food and Agricultural Sciences. National
Minorities in Forestry (MINFORS4) Conference. University of Missouri, Columbia, MO.
Bowen, C. F. (1998, April). Using Credit Wisely and Credit Rights and Responsibilities. The
Pennsylvania Association of Family and Consumer Sciences Annual Conference,
Farmington, PA.
Technical Expertise
Journal Editor
Co-editor for the spring 1998 issue of Journal of Family and Consumer Sciences (vol. 98, no 1).
Invited Presentations at National and Regional Conferences
Bowen, C. F. (2012, July) “Child Identity Theft: Problems and Solutions,” 20
th
Annual
Pennsylvania Permanency Conference, Lancaster, PA
Bowen, C. F. (2012, June). Ideas for Managing Your Gas Windfall. Enhancing Public
Understanding of Natural Gas Issues Conference. West Virginia University.
Morgantown, WV.
Bowen, C. F. (2010, May) Youth and Money: Practical Strategies to Teach a Wired
Generation. 2010 Personal Finance Seminar for Professionals. University of Maryland.
Annapolis, MD.
23
C. Bowen CV 1.2016
Bowen, C. F. (2008, May). Train the Trainer-Right on the Money: Talking Dollars and Sense
with Parents and Kids. (pre-conference workshop). Common Wealth Symposium:
Improving Financial Education in PA Communities. Grantville, PA.
Bowen, C. F. (2008, May). Overview of Right on the Money. Common Wealth Symposium:
Improving Financial Education in Pennsylvania Communities. Grantville, PA.
Bowen, C. F. (2008, May). Cultural Considerations of Financial Education. Common
Wealth Symposium: Improving Financial Education in PA Communities. Grantville, PA.
Bowen, C. F. (2005, October) Drilling it Down: Effective Strategies to Teach Youth.
Presentation at the Financial Education Conference (Measuring Good Intentions,
Identifying Good Results) hosted by the Community Affairs Office of the Cleveland
Federal Reserve Bank, Columbus, OH.
Bowen, C. F. (2005, July). Reaching Young People and Money Management. Keynote
address for the quarterly meeting of the Financial Education Consortium of Southwestern
Pennsylvania (If We Can Reach’ Em, We Can Teach ‘Em!), Federal Reserve Bank,
Pittsburgh, PA.
Bowen, C. F. (2005, June). Penn State Cooperative Extension and Financial Resources.
Governor’s Institute for Personal Finance and Entrepreneurship Education. Presentation to
Pennsylvania teachers interested in incorporating personal finance in their classes. Lehigh
University, Bethlehem, PA.
Bowen, C. F. (2001, April). Educational Responses to Predatory Lending: Penn State
Cooperative Extension and Financial Education Resource. Presentation to a Faith-Based
Community Financial Education Conference: Protecting the Wealth of Our Communities
hosted by the Community and Consumer Affairs Department of the Federal Reserve Bank
of Philadelphia. Philadelphia, PA.
Bowen, C. F. & Rupured, M. (May, 1998). Money Management: Racial, Ethnic, and Limited
Income Perspectives. Seminar for Financial and Housing Counseling Professionals,
(Counseling the Working Poor-Theme). Columbia, MD.
Expertise Provided to Governmental Agencies
Federal Agencies
Invited Participant. National Research Symposium on Financial Literacy and Education.
Convened by the U. S. Department of the Treasury and U.S. Department of Agriculture on behalf
of the Financial Literacy and Education Commission. Washington, D.C. October 6-7, 2009.
Documents resulting from this symposium.
Research Priorities: Results of the National Research Symposium on Financial Literacy
and Education. (full report)
Ten Recommended Research Priorities (one page summary)
24
C. Bowen CV 1.2016
Invited Participant. U. S. Department of Treasury Roundtable Discussion on Financial
Education in African-American Communities: Washington, DC. March 4, 2008.
Invited participant. Payday and Predatory Lending Seminar. Federal Reserve Bank of
Cleveland. Cleveland, OH. October 26, 2007.
Commenter. Provided written comments to the Department of U.S. Treasury’s Financial
Literacy and Education Commission on a national strategy for financial education. This
commission was established under Title V the Financial Literacy and Education Improvement
Act, which is part of the Fair and Accurate Credit Transaction Act of 2003 to improve the
financial literacy and education of persons in the United States. October 31, 2004.
Commenter. Provided oral testimony about resource management-consumer programs in PA
for the stakeholder listening session for CSREES--The Cooperative State Research, Education
and Extension Service, in response to The Agricultural Research, Extension, and Education
Reform Act of 1998. Hyatt Regency Crown Center, Kansas City, MO.
October 8, 2002.
State Agencies
Commenter. Provided testimony provided to the Pennsylvania House Education committee
regarding the importance of financial education in the Pennsylvania Schools (K-12)
http://www.pahousegop.com/50.aspx. (10/6/2014)
Committee Member. The Pennsylvania Task Force on Economic Education and Financial
Literacy. 2011-2012. Charge-provide recommendations for personal finance education in
Pennsylvania public schools.
Advisory Committee Member. Common Wealth Symposium Planning Committee, 2007-
2009. This symposium is offered by The Pennsylvania Office of Financial Education.
Invited participant and state team member. Strengthening Rural Families: Action-Learning
Institute for Rural Pennsylvania Communities (Also known as PA RUFES—PA Rural Family
Economics Success.) Offered by The Center for Rural Pennsylvania with funding from Annie E.
Casey Foundation. Facilitated by The Aspen Institute. Heartland Hall, Bedford, PA. November
28-30, 2007.
Member of Pennsylvania Governor Ed Rendell’s Task Force for Working Families, This
Task Force met several times at various locations to conduct committee work. Governor
Edward Rendell requested that I participate on the Task Force. I served as on the executive
committee as co-chair of the Improving Financial Literacy Committee. Responsibilities
included: Arranging for and holding public roundtables in three regions of PA (west, central,
and east); recording public comments at the roundtables, and analyzing and summarizing
comments into a summary report that was submitted to the Governor. The Task Force
recommended that a central office be created at the state level to facilitate financial education
work in schools, workplace, and communities. On April 29, 2004 the Pennsylvania Office of
25
C. Bowen CV 1.2016
Financial Education was created because of recommendations of the PA Task Force for
Working Families. April 2004 – March 2005.
Reviewer for the poster "Groundwater Protection Begins at Home." Printed by the National
Drinking Water Clearinghouse, West Virginia University. The poster emphasized household
hazardous waste management. Credit to C. Bowen for reviewing and ordering details were
included in the following article: Emerson, Harriet (Spring 1995) On Tap Reviews the
Groundwater Issue, On Tap: Drinking Water News for America’s Small Communities. 4 (2), 2.
May 1995.The clearinghouse is one of the programs of the National Environmental Services
Center housed at West Virginia University and supported by the Environmental Protection
Agency and the United States Department of Agriculture-Rural Development.
Peer Reviewer for Refereed Journals, and Conference Proposals
Manuscript Reviewer for Refereed Journals
Journal of Family and Economic Issues
April 2015, December 2012
The Journal of Financial Counseling and Planning,
August 2015, August 2011, August 2005, October 2004, March 1999, July 1996, and April
1996.
The Forum for Family and Consumer Issues
February 2002, June 2004 and December 2004.
Family Economics Review, a quarterly publication of the United States Department of
Agricultural Research Service, Family Economics Research Group, 1993.
Editorial Board
The Journal of Financial Counseling and Planning, January 2006 to 2012.
The Forum for Family and Consumer Issues, February 2005-2006
Reviewer for Extension Publication
Budgeting to Accrue Savings: A 3-Step Approach for Low-Income Consumers. University of
Maryland, November 2012.
The Financial Puzzle: Putting the Pieces Together, (fact sheet). Oklahoma Cooperative
Extension at Oklahoma State University, March 2002.
Peer Reviewer for Conference Paper and Poster Presentations
Papers
The 52nd Annual Conference of American Council on Consumer Interests (ACCI), held in Baltimore,
MD. March 15-18, 2006.
26
C. Bowen CV 1.2016
The Eastern Family Economics and Resource Management Association Conference held in Athens,
GA. (3) February 22-24, 2002.
The 2001 Biennial Pre-Conference for the Family Economics and Resource Management Division of
the American Association of Family and Consumer Sciences held in Providence, RI. June 30-July 2,
200l.
The 1998 Annual Meeting of the American Association of Family and Consumer Sciences
held in Atlanta, GA. (4) June 27-30, 1998. (12/97).
The 1997 Annual Conference of the Association for Financial Counseling and Planning
Education held in San Diego, CA. (3) December 17-20, 1997.
The Personal Finance Employee Education: Best Practices and Collaborations Conference
held in Roanoke, Virginia. November 5-7, 1997.
The American Council on Consumer Interests 1997 annual conference annual held in Salt
Lake City, UT. (3). April 2-5, 1997.
The 1995 American Council on Consumer Interests Conference held in Washington, DC.
March 15-18, 1995.
Posters or Program Showcase Sessions
The 52nd Annual Conference of American Council on Consumer Interests (ACCI), held in Baltimore,
MD. March 15-18, 2006.
The 1997 American Association for Family and Consumer Sciences Annual Meeting held in
Washington, DC. (5 programs) June 21-25, 1997.
The Association for Financial Counseling and Planning Education 1996 annual proceedings
and conference held in Grand Rapids, MI. (posters). November 13-16, 1996.
External Reviewer for Promotion Dossiers of Faculty
The University of Maryland, Fall 2013
The Ohio State University, Fall 2012
North Carolina State University, Assistant to Associate Faculty, Fall 2011
Mississippi State University, Associate to Full Extension Faculty, Fall 2009
Virginia Tech University, Assistant to Associate Faculty, Fall 2008
Alabama Cooperative Extension Educator/Extension Specialist, January 2002
Maryland Cooperative Extension Educator, July 2002
27
C. Bowen CV 1.2016
Agricultural Experiment Station Projects Supported by the United States Department of
Agriculture.
Multi-state Research Projects
North Central (NC) 1013-The Economic and Psychological Determinants of Household
Savings Behavior, November 2003 to September 2008. (Team member)
North Central (NC) 1172- The Complex Nature of Saving: The Psychological and Economic
Factors, October 1, 2008 to September 30, 2013. (Group chair, 2009-2012)
North Central (NC) 2172. Behavioral Economics and Financial Decision-Making and
Information Management Across the Lifespan (October 1, 2013 to September 1, 2018.
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C. Bowen CV 1.2016
TEACHING – COOPERATIVE EXTENSION
Major Themes of Extension Programs
Marcellus Shale, Natural Gas, and Personal Finance
The following publications were created in response to a sudden demand for information on
personal finance issues that surfaced with the drilling for natural gas in Pennsylvania.
Marcellus Education Fact Sheets
Considerations for Hiring Financial Professionals
Gas Leasing Scams and Rip-offs: Ways to Separate You from Your Property Rights and
Money.
VITA—Volunteer Income Tax Assistance
VITA is an income tax assistance program for low to moderate earners. The program is offered
nationwide by community organizations and the Internal Revenue Service. The program was
established in 2004 with a seed grant from the College of Agricultural Sciences. The University
Park location continues. Programs also existed in Wayne, McKean, Elk, Cameron and Mifflin
Counties when county educators were available to direct the program.
The University Park location volunteers are students from the Dickinson School of Law and
accounting students from the Smeal College of Business. Economic impact (includes value of
volunteer time, refunds received by taxpayers and fees saved by taxpayers) from recent years are
below.
Tax Year
Economic Impact
Number of Filers Assisted
2014
$905,937
732
2013
$1,001,189
701
2012
$80l,500 (refunds only)
634
2011
$832,900 (refunds only)
662
2010
$762,717
493
Right on the Money: Talking Dollars and Sense with Parents and Kids
Right on the Money: Talking Dollars and Sense with Parents and Kids, (2008) a four session program
for parents and kids between the ages of 5-7 years old. Two thousand copies were printed with 700
copies earmarked for Pennsylvania Public Libraries. Other distribution points included—each
Pennsylvania County Cooperative Extension Offices; Cooperative Extension offices outside
Pennsylvania, Friends of Financial Education, and agencies working in the financial education arena.
This project funded by Heinz Endowments, Fostering Family Financial Education project. The
Pennsylvania Office of Financial Education collaborated on this project.
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C. Bowen CV 1.2016
Four Steps to a Secure Financial Future (class for bankruptcy filers)
Four Steps to a Secure Financial Future. (2005). A required personal finance course developed
for bankruptcy filers in 2005 after passage of the Bankruptcy Abuse Prevention and Consumer
Protection Act. This two-hour course must be completed to satisfy the U. S. Department of
Justice—U. S. Trustee Program and is offered in selected Pennsylvania counties. An on-line
version was also available while the program was active. Nearly 900 filers attended the two-hour
sessions offered by county extension educators. The program ceased in 2012.
Credit Card Education
Credit and credit card education has been a major theme of C. Bowen’s work.
See Publications for individual fact sheets in the Cutting Credit Costs Series Fact Sheets.
Credit Card s and College: Know the Facts. This three-panel brochure was distributed in
Pennsylvania State University campus bookstores.
Consumers and the Year 2000 (Y2K)
This booklet represents a major piece in the work around the Y2K issue and household
emergency preparation. Other components of this program included in person presentations, a
one hour taped program on preparing a household for emergencies that was aired on the
Pennsylvania Cable Network (PCN).
Preparing for Emergencies: A Consumer’s Guide
Year 2000: A Consumer’s Guide for Y2K Planning
Consumer’s and the Year 2000 (Y2K
TEACHING – RESIDENT EDUCATION
Courses Developed and Taught
YFE 470 renamed AYFCE 470 (effective Fall 2011) and course number lowered to AYFCE
270 (effective Fall 2012)– Consumer and Financial Skills is a course designed to expose young
adults to key consumer and financial decisions they will likely make as graduates and new
professionals. Students are exposed to information related to spending wisely, credit management,
saving, investing basics, protecting assets or risk management, employee benefits and other
perennial financial decisions related to daily living. Prior to 2009, the course was offered on an
experimental basis.
Graduate Student Committees (Chair/Memberships)
Student Name Role Status
Melissa L. Welsh (YFE) Chair Graduated (Fall 2009)
Heather M. Jones (YFE) Chair Graduated (Fall 2004)
Zara Davis (AEE) Committee Member Graduated (Summer 2002)
Frank Cox (AEE) Committee Member Graduated (Fall 2000)
Sharon Stringer (AEE) Committee Member Graduated (Fall 1996)
Shalini Chalana (AEE) Chair Graduated (Summer 1996)
30
C. Bowen CV 1.2016
SERVICE TO THE UNIVERSITY
University Levels
Financial Literacy Advisory Board, 2013 to present
College Level
Member, Distinguished Professor Review Panel, 2013-2014
Ombudsman, 2011-2013.
Member, Review Committee for Ruth O’Connor Scholarship, June 2010.
Member, Graduate Faculty Review Committee, Fall 2009 – Spring 2012
Advisory Committee Member, Family and Consumer Sciences Workshop, July 2009,
2010, 2011, 2012, Workshop Titles: Child Care Has Changed: Have You?; Helping
Family and Consumer Science Teacher Meet Standards in Their Classrooms Harvest 4
Health;
Co-chair, Family Financial Management Natural Work Group, 2008 – 2012
Reframing Extension is the name of the four year planning cycle for Cooperative
Extension programs. Serving as co-chair of a natural work group is a time intensive
administrative responsibility and includes: 1) scheduling team meetings with
Extension Educators, 2) monitoring messages from Extension Administration and
making sure educators are alert to task related to programming, 3) facilitating the work
of team members, and 4) attending miscellaneous in person meeting or webinars
related to the four year planning cycle process. For this planning cycle educational
program will be developed by teams or subcommittees of the natural work group.
Co-chair, The Natural Gas Finance Team, 2008 – 2010
This ad hoc team emerged from the demand for educational information related to the
Natural Gas Leasing that surfaced in Pennsylvania around 2007. The team was
organized in May 2008 and responded to needs for educational resources related to
natural gas leasing. Co-chairing this team involves arranging team meetings by Adobe
Connect, contributing to and monitoring the progress on publications related to
finances, and working with county based educators to deliver programming.
Reviewer, Extension Educators’ Promotion Packets, November 2008, November 2005
Core Strategic Planning Committee, November 2004 – February 2005
Advisory Search Committee for Director of Cooperative Extension, October 2003 – June
2004
Information and Communication Technologies (ICT) Focus Group, February 28, 2003
Dean’s Faculty Advisory Committee, September 2002 – May 2005
Chair, Family Room Exhibit Building at Ag Progress Days, 2004 and 2005
This involved preparations that started in January and continued until August.
Responsibilities included: Contacting and coordinating potential exhibitors for the
room and facilitating their needs related to exhibiting; reserving and arranging for
delivery of equipment and supplies needed in the room; working with exhibitors to
make sure they have proper staffing scheduled and relief; working with College of Ag
Communications staff to prepare news releases about the room’s exhibitors; and
monitoring exhibitor needs during the three day Ag Progress Day Show. C. Bowen
31
C. Bowen CV 1.2016
developed a detailed planning notebook for use by subsequent chairs of The Family
Room. Other significant changes made were negotiating to have a demonstration
mirror mounted over the food demonstration counter and renting a reliable updated
refrigerator to store food items for the demonstrations.
Co-chair of Plan of Work (POW) Team 14—Strengthening and Supporting Families,
September 2003 – September 2009
This is the same role as described under co-chair of Family Financial Management Natural Work
Group. For this planning cycle, specialist or university based faculty lead the programs
development process with input from county based educators.
Library Committee, 2000 – 2003; Chair, 2002 – 2003
Review Committee for Diversity Award for 2001 – 2002
Advisory Search Committee for Associate Dean for Research and Graduate Education,
August 2001 – February 2002
Member, Children, Youth, and Families Consortium Steering Committee, August 2001 –
May 2004 (five meetings per academic year)
Search Committee, Lehigh County Family and Consumer Sciences Educator, May –
July, 2001
Department Level
Honors and Awards (AESE), 2012-2013
Extension Committee, 2000 –2015
Agricultural and Extension Education Department Head Search, November 2004 –
September 2005
Promotion and Tenure Committee, February 2005 – 2007; 2010-2012; 2015-2016
Search Committee, Teacher Education Position, 2006
Social Committee, 2014-2015; 2015-2016
SERVICE TO SOCIETY
Service to Business and Industry
Penn State Federal Credit Union Board Member, April 2004 – April 2007
Service to Public and Private Organizations
Finance Committee Chair/Member, Albright-Bethune United Methodist Church, 2003 –
present
Pennsylvania Jump$tart Coalition, Secretary, December 2004 – December 2008, 2014-
2016
The PA Jump$tart Coalition is comprised of agency representatives that work in various
venues to improve the financial literacy of Pennsylvanians. PA Jump$tart Coalition works
with the national office. The Coalition meets quarterly, in person or by conference call.
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C. Bowen CV 1.2016
SERVICE TO THE DISCIPLINES AND THE PROFESSION
Active Participation in Professional and Learned Societies
American Association of Family and Consumer Sciences (AAFCS), 1975 – present
Member, New Achiever Selection Committee, 2010
Member, Awards and Recognition Committee, 2003 – 2006
Reviewer, Leaders and New Achievers Award, 2005 (9 applicants)
Reviewer, Wiley-Berger Award for Volunteer Service, 2004
Committee member, Family Economics and Resource Management (FERM) Division
Education Award, 2003
Nominating Committee Chair, 2000 – 2001
Paper proposal review chair for the 2001 Biennial Pre-Conference for the Family
Economics and Resource Management Division of the American Association of Family
and Consumer Sciences held in Providence, RI. June 30 – July 2, 2001
Session organizer and presider. Dialogue with 1993 National and International
Fellowship Recipient. Annual Meeting, Orlando, FL June 26-29, 1993
Since 1988, Dr. C. Bowen has maintained certification (CFCS-certified in family and
consumer sciences) by the American Association of Family and Consumer Sciences
(AAFCS). To maintain certification, a minimum of 75 professional development units
(PDU's) must be earned in each three year cycle.
American Council on Consumer Interests (ACCI), 1986 to 2008, member
Refereed paper session chair. Annual Conference, Baltimore, MD. March 30-April 1,
1989
Showcase session chair for the 52nd Annual Conference held in Baltimore, MD. March
15-18, 2006
Epsilon Sigma Phi, Alpha Omicron Chapter (Extension Professionals Organization),
1995 – present
Membership Committee, 2004, 2005
Membership Chair, 2006
Treasurer, 2012-2013
Annual Meeting Planning Committee, 2014-2015
Joint Council of Extension Professionals
President, 2003
National Extension Association of Family and Consumer Sciences, 1989 – present
Delegate to Annual Conference, 2001, 2002
Pennsylvania Association of Family and Consumer Sciences (PAFCS), 1989 – present
Extension 2000 Ambassador
Treasurer, 2006 – 2010
Chair, Finance Committee and Investment Advisory Committee, 2006 – 2010
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C. Bowen CV 1.2016
Revised Investment Policy and led the creation of a policy for cash flow accounts
Pennsylvania Extension Association of Family and Consumer Sciences, 1989– present
President-Elect, 2000 – 2001
President, 2001 – 2002
Coordinated the Living Well Campaign, 2003. Efforts resulted in the PEAFCS receiving
a $250 grant for other media work from the national affiliate.
Handbook and Bylaws Committee, 2004
2005 Annual Conference Planning Committee
Planning Committee for the 2005 NEAFCS Annual Conference, 2004, 2005
Audit Committee, 2010-present
Other Scholarly Expertise
Discussant for refereed paper session on the theme of Environmental Issues, Symposium
for Research in Agricultural and Extension Education, Columbus, OH, May 12-16, 1992
Discussant for refereed paper session. Symposium on Research in Extension Education
(4th Biennial), Columbus, OH. May 16-18, 1989
Session chair, Developing Thinking in Pre Professional Programs, Second International
Conference: Thinking and Problem Solving in Home Economics, Columbus, OH. July,
1988
