877.764.9319 | 244 South Gateway Place, Jenks OK 74037 • www.GatewayFirst.com
Monday – Friday: 7:00am – 7:00pm CT • Gateway Mortgage
Gateway Mortgage, a division of Gateway First Bank. Member FDIC. Equal Housing Lender. NMLS 7233. Maryland Mortgage Lender License 19468.
Successor in Interest Application Instructions
Applicants must submit:
1. A completed Successor in Interest Application Form (see attached)
2. A copy of your state-issued driver’s license or another form of ID
3. The following documents, depending on your scenario (see below)
Note: Co-borrowers are exempt from #1 & #2 above. See FAQs #7 for more information.
If you are not a current co-borrower and have not yet submitted the following documentation, we are not
able to disclose any loan-specic information in order to protect our borrower’s information. However, we
can answer general questions and accept payments if you are trying to keep the loan current.
Please ensure the image quality is legible or we may request that you resend a better image. Since
requirements can vary depending on the state in which the property is located, we may ask for additional
supporting documentation after review.
Successor in Interest Scenarios:
Transfer resulting from the death of a co-owner of the property
• A certied copy of the death certicate
• A copy of the most recently executed deed showing a transfer of the borrower’s interest in the
property upon their death or showing that you and the decedent were joint tenants or tenants by
the entirety
Transfer upon the death of a relative
• A certied copy of the death certicate
• If you are not named in the death certicate, documentation conrming you are a relative of the
deceased borrower (i.e., copy of marriage license, birth certicate, etc.)
• Executed will or probate court documentation naming an individual as executor or heir
- If probate court proceedings have not yet taken place, please provide a letter of conrmation
• A copy of the most recently executed deed showing a transfer of the borrower’s interest in the
property to you
Transfer from a spouse or parent
• Documentation conrming you are a spouse or child of the borrower (i.e., copy of marriage license,
birth certicate, etc.)
• A copy of the most recently executed deed showing a transfer of the borrower’s interest in the
property to you
Transfer resulting from divorce or legal separation
• A copy of the divorce decree or legal separation agreement showing the property was awarded to
you
• A copy of the most recently executed deed showing a transfer of the borrower’s interest in the
property to you
Transfer to a living trust
• Establishment of trust naming the party trustee
If you have any questions about the documentation we are requesting,
please reach out to us at 1.877.764.9319.
Successor in Interest Application
877.764.9319 | 244 South Gateway Place, Jenks OK 74037 • www.GatewayFirst.com
Monday – Friday: 7:00am – 7:00pm CT • Gateway Mortgage
Gateway Mortgage, a division of Gateway First Bank. Member FDIC. Equal Housing Lender. NMLS 7233. Maryland Mortgage Lender License 19468.
Successor in Interest Application
Gateway Mortgage Loan Number
Property Address
Contact Information - Required
Name (First & Last)
Mailing Address
Home Phone Number
Contact Information - Optional
Work Number
Cell Number
Date of Birth
SSN
Signature
By signing, I authorize Gateway Mortgage to contact me via email, phone, or text.
Successor in Interest Information
Successor in Interest to:
(Name of Gateway Mortgage borrower)
Security Code
(4-digit code to help Gateway verify your identity when contacting Customer Care)
877.764.9319 | 244 South Gateway Place, Jenks OK 74037 • www.GatewayFirst.com
Monday – Friday: 7:00am – 7:00pm CT • Gateway Mortgage
Gateway Mortgage, a division of Gateway First Bank. Member FDIC. Equal Housing Lender. NMLS 7233. Maryland Mortgage Lender License 19468.
What is your preferred contact method? (Signature required for email or cell phone consent)
Home Phone Work Phone Cell Phone Email Mailing Address
Check One Answer for Each Question
Do you currently live in or intend to live in this property? Yes No
If not, who will occupy the property?
What is your intent with the property?
Keep the property Assume Keep the Property No Assumption Surrender the Property
What does it mean to keep the property-Assume?
• An Assumption (assume the loan/property) allows an individual to keep the existing mortgage
and put the loan in their name. If interested in an Assumption, Gateway Mortgage will provide the
Assumption Application if you are added as a Successor in Interest. This option is only available in
some cases and may require credit qualication. Please note, there may be a fee up to $900
for an Assumption.
What does it mean to keep the property- No Assumption?
• If approved as a Successor in Interest, you will be added as Successor the loan, but the loan will
remain in the original borrower’s name. However, normal monthly mortgage payments will
still be due.
What does it mean to surrender the property?
• If an individual does not want to keep or sell the property. Gateway associates are available to discuss
options for surrendering the property.
If you have any additional questions or would like to speak with an associate about your
options, please reach out to us at 1(877)764-9319.
